Dean Insurance - Frequently Asked Questions

Dean Insurance Agency
Maryland (MD), Virginia (VA), and District of Columbia (DC)

Below, you will find a list of common questions. If you have a different question or need clarification on any of the answers, please call us at (301) 270-1600 FAQ

When can you start my coverage?
How long is your auto policy period?
What payment terms are available?
When are the installment payments due?
When can my premium rates increase?
Should I report all accidents and incidents of vehicle damage to the police?

When can you start my coverage?
The earliest we can make your coverage effective is from the time we receive your downpayment and signed application in our office.

How long is your auto policy period?
We offer six month and annual policies.

What payment terms are available? Annual, Semi-annual and payment plan.

When can my premium rates increase?
Insurance rates can increase or decrease at different points in time and for different reasons. Our practice in increasing or decreasing your rates would be similar to other companies in your area. For example:
1.Whenever there is an approved statewide rate change, rates change for all policyholders at their next policy renewal. These rate changes usually reflect changes in a company's cost of paying claims.
2.Your individual policy's premiums can increase or decrease due to number of factors like the number and type of driving violations you have, or the number and type of accidents you have. Changes in the vehicles insured, the coverages provided or the drivers insured under the policy may also result in changes to your policy's premiums. 3.Also, your premium can increase or decrease if any of the information you provide in your application is different from the information you provided when we prepared your quotation.

Should I report all accidents and incidents of vehicle damage to the police? We recommend that all accidents and incidents are reported to the local police department. This provides documentation of the facts. It also provides the opportunity for the police to investigate. This investigation can help the company in the handling of the claim

DEAN INSURANCE AGENCY
6480 New Hampshire Avenue, Suite 205
Takoma Park, Maryland 20912
Phone: (301) 270-1600
Fax: (301) 270-1804
info@deaninsuranceagency.com